Can't I travel on unsealed roads?
We’re not saying that you can’t travel on unsealed roads, just that they’re much riskier than sealed roads. So, if you can’t avoid unsealed roads, slow right down and take extreme care.
Unsealed Roads Liability: Regardless of fault you’re liable for up to the first $9900 of any loss/damage/accident/recovery on an unsealed road (including subsequent towage). Even if you reduce your sealed road liability to $0, you’ll still be liable for up to the first $9900 on an unsealed road.